Would $1,000 make a difference in your life? Yeah, me too.
Think about this, Christmas is right around the corner. Ahhh!! Don’t panic. If you can save $1,000 now you can take a ton of stress off later.
Or perhaps you need a small emergency fund so you will stop putting everything on credit.
Whatever reason you have, this is actually really easy to accomplish.
I recommend breaking the goal into steps. In a month you have four weeks, right? So split $1,00o into to 4. So you need to save $250 a week to reach your goal. If you are a little short this week, that’s ok. You have a little extra pressure for the next week. Perhaps you kill it in the first two weeks and have your $1000 by then, keep going. $2000 in 30 is pretty sweet!
The important thing to do is to keep a laser focus on your goal. Everything becomes blurry because this is what you are chasing this month. When you successfully do this, you will see the power of focus. You can do anything, you just have to get rid of distractions.
For the next 30 days, try the tips below and see if you can save an extra $1,000.
1) Go 30 Days without eating out. This may seem hard but it’s totally doable. It’s just 30 days. This could be a time to try new recipes or a new meal planner. Plan it out, buy what you need and enjoy your meals homemade.
2) Gather loose change. We keep a jar for our loose change. Do you? This is easy if your change is already together. Take some time to roll some coins and see how much you have. You may just be surprised.
3) Sell some stuff. This can take a lot of time for a little money if you let it. Don’t let it. Sell groups of items on Facebook or join a kid’s consignment sale. For large items, you can make some decent money but be careful where you sell.
4) Do some odd jobs. If you are home with kids, you can still do this. Babysit for a few hours. Clean a house of the evening when your hubs is home. Your spouse may want to mow a yard during the weekend or evening. You could also work out a deal to prepare a friend’s clothes to sell and to give them a portion of what you make.
5) Double check your budget for extra dollars. If you have items on your budget that need to wait or you don’t actually need, take it out. You may be able to get all of the money directly from your budget.
6) Eat your excess. If your freezer and cabinets are full, eat in. Get creative, too. When you plan your shopping list, check your cabinet first. You may have what you need right there. This would save you time, too. If you have excess, you are wasting money and time when you don’t eat what you have first.
7) Do free family stuff. There are so many different things to do for free while it’s warm outside. Find a good park. Get in your backyard. Have some friends over. Or maybe go to your garage and find something you haven’t played with in a while. Have fun and keep your money at the same time.
8) Buy produce from a farmers market. I often find that farmer’s markets are cheaper than supermarkets. As a bonus, you’re not tempted by all the convenient food because there is none.
9) Do a consignment sale. You can make some nice money selling at a consignment. It does take some time to get ready but it’ll be a decent payday.
10) Pause your other goals. If your budget is not focused, you’ll have a hard time reaching goals. Take a hard look at your budget and figure out which goals your trying to reach. Write down what you are working toward. Then hit the pause button on all of the others except for the one your working on, which is this one. : )
Talk about this with your family. Once everyone is excited, you’ll make a lot of progress because you’ll hold each other accountable. Kids can be really helpful in this process so get them involved selling, etc.
After you get your $1,000, put it away in a place where an emergency can’t get to it. If you don’t have an emergency fund, you can use these dollars for that and redo the 30 challenge for your Christmas money.
$1,000 can make a big difference in your life if you can stay focused long enough to get your hands on it.
Tell me more below. How are you saving dollars these days?